It’s quite common to think of retirement as something far off, but the problem is that the time has come, and those who weren’t prepared can find themselves in a financial hole.
When looking for retirement, many people question private pension options. With high interest rates above 13%, an alternative at this time may be to look for retirement plans through fixed income. But research shows that these fixed income funds barely outperform CDI.
Meanwhile, equity funds can take a more aggressive approach, but they also carry risks in the event of a stock market downturn.
So what’s the best option right now in a low-equity, high-fixed-income scenario?
To help us with the answers, O Grande Debate – Investimentos welcomes this Monday (18) Paula Zogibi, an analyst at Rico Investimentos who defends fixed income funds, and Luis Fernando Araujo, CEO of Finacap Investimentos, who prefers invest in stocks.