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Aid of 1000 BRL released by Caixa TODAY (12/03)

Brazilians continue to receive large financial aid Caixa Econômica Federal Through SIM Digital, a digital microcredit facilitation program for entrepreneurs. It’s about 1000 BRL helpwhich is available to customers.

The microloan was provided to serve individuals as individual micro-entrepreneurs (SMEs). According to Caixa, BRL new aid 1 thousandwhich launched this year, currently serves millions of workers.

Microloans amount to R$ 3 billion from the Indemnity Compensation Fund (FGTS:🇧🇷 The Caixa Microfinance Guarantee Fund (FGM) is responsible for the implementation of the project.

1000 BRL microloan through CAIXA

At the outset, it is worth noting that Brazilians can count on two options that can be chosen according to the criteria of each contractor. Check:

  • Individuals🇧🇷 This method will allow access to a loan of up to R$ 1 thousand. The interest rate will be 1.95% per month, and the loan can be divided into 24 months. It should be noted that even those with a negative attitude can use the program loan.
  • Legal entities🇧🇷 Individual micro-entrepreneurs (MEIs) win here. The loan provided for this group can reach up to 3 thousand rials. The number of payments for individuals is set the same – 24 months and with a slightly higher interest rate than the first group – 1.99%. Also, in the case of MEIs, only entrepreneurs with a gross annual income of up to R$360,000 can participate in the microcredit program.

How to apply for a microcredit?

According to Caixa, individuals can request up to R$1,000 in assistance through their own mobile phone via Caixa Tem. Those who wish to hire the service simply follow the instructions automatically. However, analysis for release should take an average of one week.

In the case of legal entities entitled to microcredit, i.e. MEIs, recruitment can take place at Caixa’s physical branches.

Can negatives apply for a loan?

Citizens with a dirty name will be able to apply for a microloan of R$ 1,000 or R$ 3,000. You will have access to loans, including loans with dirty (negative) names in credit analysis institutions such as Serasa and SPC Brasil.

How to apply for Caixa Tem?

After downloading the application, the user must update the registration in Caixa Tem. For this, the app asks the user to scan an ID, send a “selfie” photo and report their monthly income.

In the case of MEI, the credit must be claimed from the agencies. To be employed, a citizen must have an account with Caixa, have more than 12 months of payments as MEI and submit proof of residence and personal and company documents.

How to apply?

Interested citizens can apply for a microcredit through the application. has a box, with just a few taps on your mobile phone. Just update the app and request the service. The contracted amount should be deposited into the digital savings account within 7 working days.

See the step-by-step guide on how to take out a microloan on the Caixa website below.

  1. Access the Caixa website through a browser.
  2. Then click “Sign in to account”; or
  3. Click “Register” if you don’t have access yet;
  4. Read the terms and click “I agree”;
  5. Now enter your full name, your CPF: and your date of birth;
  6. Once this is done, click “Continue”;
  7. Fill in your Caixa account details such as branch, account type, account number and card password;
  8. Finally, enter your login and password and click “Confirm”.

See what success is on the Internet.

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