FGTS. Caixa allows withdrawal by a deceased family member. see how to perform the procedure

The Compensation Fund (FGTS) is the savings created on behalf of the formal contract worker. In the event of the death of the owner, his heirs or guardians can withdraw the deposited funds.

Oh Compensation Fund (FGTS) is the savings created on behalf of a formal contract worker. With each new employment relationship, a new account is opened in the Guarantee Fund Federal Savings Bank.

Currently, there are about sixteen ways to withdraw FGTS, all of which are provided for by law. These include dismissal without just cause, retirement and birthday robbery. However, funds can be withdrawn by family members of the deceased employee.

With this option, repayment can be done in person or digitally FGTS:. Withdrawals by family members of the deceased was a way Caixa found to move the balance in the market.

Withdrawal of FGTS of a deceased employee

Personal withdrawal.

Heir or guardian of a deceased employee to personally withdraw FGTS amounts at the Caixa Econômica agency. At that time, a number of documents will be required from both the account holder and the applicant. Such documents consist of:

  • Applicant’s identity or CNH;
  • Declaration of dependents signed by the official Social Security Institute. OR:
  • Declaration of pensionable dependents provided by the pension paying agency.

Virtual withdrawal.

  1. Download the FGTS app, available for Android and iOS;
  2. On the main screen, click on “My deductions”;
  3. Once this is done, click on “Other withdrawal situations”;
  4. Then select “Death of Employee”;
  5. Now send the documents requested by Caixa Econômica Federal:
  6. Finally, click on “Request Withdrawal” where the owner’s details such as the deceased employee’s CPF and Pis/Pasep must be filled.

List of FGTS withdrawal opportunities

See when it is possible to withdraw the balance of the Guarantee Fund.

  • Cancellation of the employment relationship between the employer and the employee.
  • Pension;
  • Complete the payment of the property purchased through the consortium.
  • Complete the payment for the property financed by the housing finance system (SFH);
  • purchase of own house;
  • Dismissal without just cause;
  • Natural disasters such as floods and wind, lightning;
  • In case of the death of the employee, guardians and heirs recognized by law can leave.
  • Employees aged 70 and over;
  • Employees or dependents with cancer;
  • HIV-infected workers or dependent persons;
  • Full or partial closure of the company;
  • Staying without an official contract for three years in a row.
  • Termination due to the fault of the employer and the employee or due to force majeure (if the company was affected by natural phenomena or fire);
  • anniversary withdrawal;
  • Termination of the contract for a specified period.
  • A single employee hired through a class organization, an employee suspended for 90 days or more;
  • Workers or dependents who are at the end of life.

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