The weekend starts with a BIG GIVEAWAY for those who have Caixa Tem
Oh has a box is the application of Caixa Econômica Federal and brings a number of advantages and services to its users.
Thus, bank customers can apply for various banking services including credit card as well as other lines of credit.
Next, check how to request extra money and more credit to make your purchases with the Caixa Tem app.
How to get a Caixa Tem credit card?
If you are a customer of Caixa Econômica, you can get excellent benefits by using the bank’s digital platform.
One of these benefits is renting a credit card 100% online. That way you will only need to log in to the Caixa app.
With a credit card, customers can make purchases for credit or cash payment up to 40 days.
Next, check them all Advantages of the Caixa Tem credit card:
- Zero annuity;
- Online inquiry through the Caixa Tem application;
- Free issuance of up to 2 additional cards;
- Use in Brazil and abroad;
- Purchases from virtual and physical stores;
- Card management application;
- Discounts with connection offers;
- Elo Flex platform (exchange of benefits in Auto, Home, Pet, Life categories, among others);
- Vai de Visa discounts (points program).
Now check how to apply for your credit card in just two steps.
- First, you need to update the Caixa Tem app. To do this, simply enter the application and select the option “Update Registration”;
- Then select the option “CREDIT CARD”.
After selecting an option, the app will analyze the data to determine if your card will be approved.
But if not approved, you can apply again after 60 days.
In addition, it is worth noting that in order to apply for a credit card has a box it is necessary to have a clean name. But those who are negative can request another credit line available in the bank. CAIXA LOAN IS FOR NEGATIVE PAYMENTS.
Loan for bank negatives
With the Caixa Tem app, two credit options are available for negatives. The former is available to individuals who wish to undertake.
So Caixa is a release for these people amount up to R$ 1 thousand at 1.95% interest monthly. In addition, it is possible to pay the loan in up to 24 installments.
The second option is intended for individual micro-entrepreneurs (MEI). For this group, the bank issues the amount up to 3 thousand BRL at 1.99% interest per month. This option also allows you to pay for up to 24 months.
Check below what is needed to request a loan for a negative from Caixa Tem:
- Not to have debts of up to R$ 3 thousand with banks or financial institutions by December 31;
- Have at least 12 months of activity in case of MEI;
- MEI must submit both company documents and personal documents;
- In the case of Bolsa Família beneficiaries, it is necessary to inform about employment and income, even if you are unemployed.
How to apply?
Individuals can claim up to R$1,000 in credit through The Caixa Tem app. To do this, simply download the application on your mobile phone and log in to your account. Then simply search for the credit option and follow the on-screen instructions.
In the case of MEIs, a loan application of up to R$3,000 can be submitted directly at Caixa Econômica federal branches.
